Closing costs on a 500k house
Select a state, enter a sale price and you'll see every line for both buyer and seller.
The estimate assumes a conventional loan with lender fees, plus a lender's policy and prepaids; we draw those amounts from the sources listed on this page. The down payment stays at 20% until you enter yours, and commission appears only once you enter it.
State-by-state closing costs for a $500,000 house
| State | Buyer closing costs | Cash to close, 20% down | Seller costs before commission | Transfer tax |
|---|---|---|---|---|
| Alabama | $9,848 | $109,848 | $500 | $500 |
| Alaska | $9,288 | $109,288 | $0 | $0 |
| Arizona | $9,308 | $109,308 | $0 | $0 |
| Arkansas | $9,248 | $109,248 | $1,650 | $1,650 |
| California | $9,248 | $109,248 | $550 | $550 |
| Colorado | $9,334 | $109,334 | $50 | $50 |
| Connecticut | $9,388 | $109,388 | $3,750 | $3,750 |
| Delaware | $16,810 | $116,810 | $7,500 | $15,000 |
| District of Columbia | $9,278 | $109,278 | $7,250 | $7,250 |
| Florida | $13,718 | $113,718 | $1,750 | $3,500 |
| Georgia | $10,473 | $110,473 | $500 | $500 |
| Hawaii | $9,330 | $109,330 | $250 | $250 |
| Idaho | $9,308 | $109,308 | $0 | $0 |
| Illinois | $9,416 | $109,416 | $500 | $500 |
| Indiana | $9,328 | $109,328 | $0 | $0 |
| Iowa | $9,255 | $109,255 | $800 | $800 |
| Kansas | $9,290 | $109,290 | $0 | $0 |
| Kentucky | $9,248 | $109,248 | $500 | $500 |
| Louisiana | $9,248 | $109,248 | $0 | $0 |
| Maine | $10,428 | $110,428 | $1,100 | $2,200 |
| Maryland | $9,248 | $109,248 | $2,500 | $2,500 |
| Massachusetts | $9,608 | $109,608 | $2,280 | $2,280 |
| Michigan | $9,308 | $109,308 | $3,750 | $3,750 |
| Minnesota | $10,260 | $110,260 | $1,650 | $1,650 |
| Mississippi | $9,300 | $109,300 | $0 | $0 |
| Missouri | $9,300 | $109,300 | $0 | $0 |
| Montana | $9,288 | $109,288 | $0 | $0 |
| Nebraska | $9,268 | $109,268 | $1,660 | $1,660 |
| Nevada | $9,248 | $109,248 | $1,950 | $1,950 |
| New Hampshire | $12,998 | $112,998 | $3,750 | $7,500 |
| New Jersey | $9,293 | $109,293 | $4,175 | $4,175 |
| New Mexico | $9,298 | $109,298 | $0 | $0 |
| New York | $13,293 | $113,293 | $2,000 | $2,000 |
| North Carolina | $9,338 | $109,338 | $1,000 | $1,000 |
| North Dakota | $9,288 | $109,288 | $0 | $0 |
| Ohio | $9,316 | $109,316 | $500 | $500 |
| Oklahoma | $9,248 | $109,248 | $750 | $750 |
| Oregon | $9,420 | $109,420 | $0 | $0 |
| Pennsylvania | $11,924 | $111,924 | $2,500 | $5,000 |
| Rhode Island | $9,396 | $109,396 | $3,750 | $3,750 |
| South Carolina | $9,288 | $109,288 | $1,850 | $1,850 |
| South Dakota | $9,308 | $109,308 | $500 | $500 |
| Tennessee | $11,582 | $111,582 | $0 | $1,850 |
| Texas | $9,904 | $109,904 | $0 | $0 |
| Utah | $9,328 | $109,328 | $0 | $0 |
| Vermont | $9,278 | $109,278 | $5,410 | $5,410 |
| Virginia | $11,527 | $111,527 | $0 | $1,250 |
| Washington | $9,248 | $109,248 | $5,500 | $5,500 |
| West Virginia | $9,302 | $109,302 | $1,100 | $1,100 |
| Wisconsin | $9,308 | $109,308 | $1,500 | $1,500 |
| Wyoming | $9,248 | $109,248 | $0 | $0 |