Closing Cost Calculator

Closing costs by state

States that charge a state transfer tax
DC and 35of 50 states
There is no state transfer tax
15 states, although some counties charge this fee
Largest rate among states
3%Delaware

Closing costs in every state

StateTransfer taxRateWho paysTitle ratesProperty tax
AlabamaRecordation tax on deeds (deed tax)0.1% of the priceFiled by each insurer
AlaskaNo state tax
ArizonaNo state tax
ArkansasTransfer tax0.33% of the price
CaliforniaTransfer tax (local)0.11% of the priceFiled by each insurer
ColoradoDocumentary fee0.01% of the priceFiled by each insurer
ConnecticutReal estate conveyance tax0.75% up to $800,000; 1.25% from $800,000 to $2,500,000; 2.25% above $2,500,000Seller
DelawareRealty transfer tax3% of the priceSplit between buyer and seller
District of ColumbiaDeed transfer tax1.1% up to $400,000; 1.45% above $400,000SellerFiled by each insurer
FloridaDocumentary stamp tax0.7% of the priceSplit between buyer and sellerSet by the state
GeorgiaReal estate transfer tax0.1% of the priceSeller
HawaiiConveyance tax0.05% of the priceSeller
IdahoNo state tax
IllinoisTax for Illinois real estate transfers0.1% of the priceNegotiable
IndianaNo state taxFiled by each insurer
IowaReal estate transfer tax0.16% of the priceSellerSet by the state
KansasNo state taxFiled by each insurer
KentuckyReal estate transfer tax0.1% of the priceSeller
LouisianaNo state tax
MaineReal estate transfer tax0.44% up to $1,000,000; 1.2% above $1,000,000Split between buyer and seller
MarylandState transfer tax0.5% of the priceFiled by each insurer
MassachusettsDeeds excise0.456% of the priceSeller
MichiganState real estate transfer tax0.75% of the priceSeller
MinnesotaDeed tax0.33% of the priceSeller
MississippiNo state tax
MissouriNo state taxFiled by each insurer
MontanaNo state taxFiled by each insurer
NebraskaDocumentary stamp tax0.332% of the priceSellerFiled by each insurer
NevadaReal property transfer tax0.39% of the priceFiled by each insurer
New HampshireReal estate transfer tax1.5% of the priceSplit between buyer and sellerFiled by each insurer
New JerseyRealty Transfer Fee0.58% up to $150,000; 0.85% from $150,000 to $200,000; 0.96% from $200,000 to $550,000; 1.06% from $550,000 to $850,000; 1.16% from $850,000 to $1,000,000; 1.21% above $1,000,000Seller
New MexicoNo state taxSet by the state
New YorkReal estate transfer tax0.4% of the priceSellerFiled by each insurer
North CarolinaExcise tax on conveyances0.2% of the priceFiled by each insurer
North DakotaNo state tax
OhioReal property conveyance fee0.1% of the priceSeller
OklahomaDocumentary stamp tax0.15% of the price
OregonNo state tax
PennsylvaniaRealty transfer tax1% of the priceSplit between buyer and seller
Rhode IslandReal estate conveyance tax0.75% up to $800,000; 1.5% above $800,000Seller
South CarolinaDeed recording fee0.37% of the priceSellerFiled by each insurer
South DakotaReal estate transfer fee0.1% of the priceSellerFiled by each insurer
TennesseeRealty transfer tax0.37% of the priceBuyer
TexasNo state taxSet by the state
UtahNo state tax
VermontProperty transfer tax0.5% up to $200,000; 1.47% above $200,000
VirginiaState recordation tax on deeds0.25% of the priceBuyer
WashingtonReal estate excise tax (REET)1.1% up to $551,000; 1.28% from $551,000 to $1,551,000; 2.75% from $1,551,000 to $3,051,000; 3% above $3,051,000Seller
West VirginiaExcise tax for the privilege of transferring real property0.22% of the priceSellerFiled by each insurer
WisconsinReal estate transfer fee0.3% of the priceFiled by each insurer
WyomingNo state tax

States without a state transfer tax

State-by-state breakdown of the highest transfer taxes

StateTaxTop rate
DelawareRealty transfer tax3%
WashingtonReal estate excise tax (REET)3%
ConnecticutReal estate conveyance tax2.25%
New HampshireReal estate transfer tax1.5%
Rhode IslandReal estate conveyance tax1.5%
VermontProperty transfer tax1.47%
District of ColumbiaDeed transfer tax1.45%
New JerseyRealty Transfer Fee1.21%
MaineReal estate transfer tax1.2%
PennsylvaniaRealty transfer tax1%