Buyer closing cost calculator

Choose a state, then enter the sale price; every line appears for both buyer and seller.

This estimate assumes a conventional loan that has lender fees, plus a lender's policy and prepaids, using sources cited on this page; the down payment is 20% until you enter yours; a commission appears only if you provide it.

Without JavaScript the calculator cannot add up your lines. These are the national lines it starts from; your state's taxes are in the state pages.

Line	Amount	Source
Loan origination fee	1% of the loan	bankrate.com
Appraisal	$359	angi.com
The credit report	$30	consumerfinance.gov
Mortgage interest rate for prepaid interest	7.24%	freddiemac.com
Buyer's agent commission, average	2.42%	redfin.com

Loan origination fee: 1% of the loan is typical
Appraisal: $359 paid by the buyer
The credit report: $30 paid by the buyer
Mortgage interest rate: 7.24% rate, 30-year fixed, for prepaid interest