Closing costs on a 200k house
Enter a sale price and choose a state to see every line for buyers and sellers.
We assume a conventional loan with a lender's policy, prepaid costs and lender fees, based on the cited sources. Your down payment stays 20% until you enter your amount; commission is added only when you enter it.
State-by-state closing costs for a $200,000 house
| State | Buyer closing costs | Cash to close, 20% down | Seller costs before commission | Transfer tax |
|---|---|---|---|---|
| Alabama | $5,114 | $45,114 | $200 | $200 |
| Alaska | $4,914 | $44,914 | $0 | $0 |
| Arizona | $4,934 | $44,934 | $0 | $0 |
| Arkansas | $4,874 | $44,874 | $660 | $660 |
| California | $4,874 | $44,874 | $220 | $220 |
| Colorado | $4,960 | $44,960 | $20 | $20 |
| Connecticut | $5,014 | $45,014 | $1,500 | $1,500 |
| Delaware | $7,936 | $47,936 | $3,000 | $6,000 |
| District of Columbia | $4,904 | $44,904 | $2,200 | $2,200 |
| Florida | $6,734 | $46,734 | $700 | $1,400 |
| Georgia | $5,379 | $45,379 | $200 | $200 |
| Hawaii | $4,956 | $44,956 | $100 | $100 |
| Idaho | $4,934 | $44,934 | $0 | $0 |
| Illinois | $5,042 | $45,042 | $200 | $200 |
| Indiana | $4,954 | $44,954 | $0 | $0 |
| Iowa | $4,881 | $44,881 | $320 | $320 |
| Kansas | $4,916 | $44,916 | $0 | $0 |
| Kentucky | $4,874 | $44,874 | $200 | $200 |
| Louisiana | $4,874 | $44,874 | $0 | $0 |
| Maine | $5,394 | $45,394 | $440 | $880 |
| Maryland | $4,874 | $44,874 | $1,000 | $1,000 |
| Massachusetts | $5,234 | $45,234 | $912 | $912 |
| Michigan | $4,934 | $44,934 | $1,500 | $1,500 |
| Minnesota | $5,334 | $45,334 | $660 | $660 |
| Mississippi | $4,926 | $44,926 | $0 | $0 |
| Missouri | $4,926 | $44,926 | $0 | $0 |
| Montana | $4,914 | $44,914 | $0 | $0 |
| Nebraska | $4,894 | $44,894 | $664 | $664 |
| Nevada | $4,874 | $44,874 | $780 | $780 |
| New Hampshire | $6,374 | $46,374 | $1,500 | $3,000 |
| New Jersey | $4,919 | $44,919 | $1,295 | $1,295 |
| New Mexico | $4,924 | $44,924 | $0 | $0 |
| New York | $6,519 | $46,519 | $800 | $800 |
| North Carolina | $4,964 | $44,964 | $400 | $400 |
| North Dakota | $4,914 | $44,914 | $0 | $0 |
| Ohio | $4,942 | $44,942 | $200 | $200 |
| Oklahoma | $4,874 | $44,874 | $300 | $300 |
| Oregon | $5,046 | $45,046 | $0 | $0 |
| Pennsylvania | $6,050 | $46,050 | $1,000 | $2,000 |
| Rhode Island | $5,022 | $45,022 | $1,500 | $1,500 |
| South Carolina | $4,914 | $44,914 | $740 | $740 |
| South Dakota | $4,934 | $44,934 | $200 | $200 |
| Tennessee | $5,822 | $45,822 | $0 | $740 |
| Texas | $5,308 | $45,308 | $0 | $0 |
| Utah | $4,954 | $44,954 | $0 | $0 |
| Vermont | $4,904 | $44,904 | $1,000 | $1,000 |
| Virginia | $5,803 | $45,803 | $0 | $500 |
| Washington | $4,874 | $44,874 | $2,200 | $2,200 |
| West Virginia | $4,928 | $44,928 | $440 | $440 |
| Wisconsin | $4,934 | $44,934 | $600 | $600 |
| Wyoming | $4,874 | $44,874 | $0 | $0 |