Closing costs on a 400k house
Choose a state and enter the sale price to see every line for both buyer and seller.
The estimate assumes a conventional loan. It includes lender fees and a lender's policy, plus prepaid costs, using the sources cited on this page. The down payment is 20% until you enter your own; commission appears only after you enter it.
State-by-state closing costs for a $400,000 house
| State | Buyer closing costs | Cash to close, 20% down | Seller costs before commission | Transfer tax |
|---|---|---|---|---|
| Alabama | $8,270 | $88,270 | $400 | $400 |
| Alaska | $7,830 | $87,830 | $0 | $0 |
| Arizona | $7,850 | $87,850 | $0 | $0 |
| Arkansas | $7,790 | $87,790 | $1,320 | $1,320 |
| California | $7,790 | $87,790 | $440 | $440 |
| Colorado | $7,876 | $87,876 | $40 | $40 |
| Connecticut | $7,930 | $87,930 | $3,000 | $3,000 |
| Delaware | $13,852 | $93,852 | $6,000 | $12,000 |
| District of Columbia | $7,820 | $87,820 | $5,800 | $5,800 |
| Florida | $11,390 | $91,390 | $1,400 | $2,800 |
| Georgia | $8,775 | $88,775 | $400 | $400 |
| Hawaii | $7,872 | $87,872 | $200 | $200 |
| Idaho | $7,850 | $87,850 | $0 | $0 |
| Illinois | $7,958 | $87,958 | $400 | $400 |
| Indiana | $7,870 | $87,870 | $0 | $0 |
| Iowa | $7,797 | $87,797 | $640 | $640 |
| Kansas | $7,832 | $87,832 | $0 | $0 |
| Kentucky | $7,790 | $87,790 | $400 | $400 |
| Louisiana | $7,790 | $87,790 | $0 | $0 |
| Maine | $8,750 | $88,750 | $880 | $1,760 |
| Maryland | $7,790 | $87,790 | $2,000 | $2,000 |
| Massachusetts | $8,150 | $88,150 | $1,824 | $1,824 |
| Michigan | $7,850 | $87,850 | $3,000 | $3,000 |
| Minnesota | $8,618 | $88,618 | $1,320 | $1,320 |
| Mississippi | $7,842 | $87,842 | $0 | $0 |
| Missouri | $7,842 | $87,842 | $0 | $0 |
| Montana | $7,830 | $87,830 | $0 | $0 |
| Nebraska | $7,810 | $87,810 | $1,328 | $1,328 |
| Nevada | $7,790 | $87,790 | $1,560 | $1,560 |
| New Hampshire | $10,790 | $90,790 | $3,000 | $6,000 |
| New Jersey | $7,835 | $87,835 | $3,215 | $3,215 |
| New Mexico | $7,840 | $87,840 | $0 | $0 |
| New York | $11,035 | $91,035 | $1,600 | $1,600 |
| North Carolina | $7,880 | $87,880 | $800 | $800 |
| North Dakota | $7,830 | $87,830 | $0 | $0 |
| Ohio | $7,858 | $87,858 | $400 | $400 |
| Oklahoma | $7,790 | $87,790 | $600 | $600 |
| Oregon | $7,962 | $87,962 | $0 | $0 |
| Pennsylvania | $9,966 | $89,966 | $2,000 | $4,000 |
| Rhode Island | $7,938 | $87,938 | $3,000 | $3,000 |
| South Carolina | $7,830 | $87,830 | $1,480 | $1,480 |
| South Dakota | $7,850 | $87,850 | $400 | $400 |
| Tennessee | $9,662 | $89,662 | $0 | $1,480 |
| Texas | $8,372 | $88,372 | $0 | $0 |
| Utah | $7,870 | $87,870 | $0 | $0 |
| Vermont | $7,820 | $87,820 | $3,940 | $3,940 |
| Virginia | $9,619 | $89,619 | $0 | $1,000 |
| Washington | $7,790 | $87,790 | $4,400 | $4,400 |
| West Virginia | $7,844 | $87,844 | $880 | $880 |
| Wisconsin | $7,850 | $87,850 | $1,200 | $1,200 |
| Wyoming | $7,790 | $87,790 | $0 | $0 |