Closing Cost Calculator

Closing costs on a 450k house

Enter a sale price and select a state to see all lines for the buyer and seller.

Our estimate covers a conventional loan, including lender fees plus a lender's policy and prepaids based on the sources cited here; the down payment is 20% until you enter yours; a commission appears only after you enter one.

Closing costs in each state for a $450,000 house

StateBuyer closing costsCash to close, 20% downSeller costs before commissionTransfer tax
Alabama$9,059$99,059$450$450
Alaska$8,559$98,559$0$0
Arizona$8,579$98,579$0$0
Arkansas$8,519$98,519$1,485$1,485
California$8,519$98,519$495$495
Colorado$8,605$98,605$45$45
Connecticut$8,659$98,659$3,375$3,375
Delaware$15,331$105,331$6,750$13,500
District of Columbia$8,549$98,549$6,525$6,525
Florida$12,554$102,554$1,575$3,150
Georgia$9,624$99,624$450$450
Hawaii$8,601$98,601$225$225
Idaho$8,579$98,579$0$0
Illinois$8,687$98,687$450$450
Indiana$8,599$98,599$0$0
Iowa$8,526$98,526$720$720
Kansas$8,561$98,561$0$0
Kentucky$8,519$98,519$450$450
Louisiana$8,519$98,519$0$0
Maine$9,589$99,589$990$1,980
Maryland$8,519$98,519$2,250$2,250
Massachusetts$8,879$98,879$2,052$2,052
Michigan$8,579$98,579$3,375$3,375
Minnesota$9,439$99,439$1,485$1,485
Mississippi$8,571$98,571$0$0
Missouri$8,571$98,571$0$0
Montana$8,559$98,559$0$0
Nebraska$8,539$98,539$1,494$1,494
Nevada$8,519$98,519$1,755$1,755
New Hampshire$11,894$101,894$3,375$6,750
New Jersey$8,564$98,564$3,695$3,695
New Mexico$8,569$98,569$0$0
New York$12,164$102,164$1,800$1,800
North Carolina$8,609$98,609$900$900
North Dakota$8,559$98,559$0$0
Ohio$8,587$98,587$450$450
Oklahoma$8,519$98,519$675$675
Oregon$8,691$98,691$0$0
Pennsylvania$10,945$100,945$2,250$4,500
Rhode Island$8,667$98,667$3,375$3,375
South Carolina$8,559$98,559$1,665$1,665
South Dakota$8,579$98,579$450$450
Tennessee$10,622$100,622$0$1,665
Texas$9,138$99,138$0$0
Utah$8,599$98,599$0$0
Vermont$8,549$98,549$4,675$4,675
Virginia$10,573$100,573$0$1,125
Washington$8,519$98,519$4,950$4,950
West Virginia$8,573$98,573$990$990
Wisconsin$8,579$98,579$1,350$1,350
Wyoming$8,519$98,519$0$0

Closing costs for each home price