Closing Cost Calculator

San Francisco transfer tax calculator

Enter a sale price and you'll see the tax along with who pays it.

It works from the tiers set out in the statute and the customary payer, without applying exemptions or any reductions for first-time buyers.

San Francisco transfer tax
Tiered San Francisco
Local transfer tax
0.11% on the price
Rates for title insurance
Filed by each insurer; an owner's policy varies by county and pays.

San Francisco transfer tax rates

San Francisco transfer tax, San Francisco

$0 to $250,0000.5%
$250,000 to $1,000,0000.68%
$1,000,000 to $5,000,0000.75%
$5,000,000 to $10,000,0002.25%
$10,000,000 to $25,000,0005.5%
$25,000,000 and up6%

The band rate applies to the whole price.

Who pays the San Francisco transfer tax

LineCustomary payerRate or amountSource
Local transfer taxNegotiableAt 0.11% of the sale amountlandcan.org
Under Measure ULA, Los Angeles charges a city transfer tax (Los Angeles)NegotiableAt 0.45% up to $5,400,000, then 4.45% from $5,400,000 up to $10,900,000, then 5.95% above $10,900,000finance.lacity.gov
San Francisco transfer taxNegotiableAt 0.5% up to $250,000, then 0.68% from $250,000 up to $1,000,000, then 0.75% from $1,000,000 up to $5,000,000, then 2.25% from $5,000,000 up to $10,000,000, then 5.5% from $10,000,000 up to $25,000,000, then 6% above $25,000,000sf.gov
Owner's title policyVaries by countyfiled by each insurer rateinsurance.ca.gov
Origination chargeBuyerAt 1% of the loan amountbankrate.com
AppraisalBuyer$359angi.com
Buyer's agent commissionSet in the buyer agreement2.42% averageredfin.com

California closing cost calculator